Occupation: Marketing Manager
Industry: Events
Age: 22
Location: St. Louis, MO
Salary: $46,000
Net Worth: -$13,451 ($246.79 in checking, $3,677.24 in savings, $1,174.45 in retirement, $18,550.20 in student loans. This is what’s in my name, but I’m paying a car loan and a parent plus loan in my parents’ names. With that, it adds about $35,000 in loans/debt).
Debt: $18,550.20 in student loans. If forgiveness goes through, mine will be wiped out. I’m also paying off $35,000 of loans/car debt via my parents, but that is all in their name.
Paycheck Amount (biweekly): $1,360.94
Pronouns: She/her
Industry: Events
Age: 22
Location: St. Louis, MO
Salary: $46,000
Net Worth: -$13,451 ($246.79 in checking, $3,677.24 in savings, $1,174.45 in retirement, $18,550.20 in student loans. This is what’s in my name, but I’m paying a car loan and a parent plus loan in my parents’ names. With that, it adds about $35,000 in loans/debt).
Debt: $18,550.20 in student loans. If forgiveness goes through, mine will be wiped out. I’m also paying off $35,000 of loans/car debt via my parents, but that is all in their name.
Paycheck Amount (biweekly): $1,360.94
Pronouns: She/her
Monthly Expenses
Rent: $700 (I share a two-bed, two-bath with a roommate).
Student Loans: With loans on pause, I’ve been putting $200 a month in savings so I can make a lump sum payment before the pause ends.
Energy: $100
Car Insurance: $75
Phone: $85
Car Payment: $210
Book of the Month: $16.67
Billie: $10.42 every three months.
Streaming: I use my parents’/friends’.
Truebill: $4.99
Spotify: $15.99 for the family plan (my family uses it but rarely pays me).
Apple Family Plan: $7 for my share (I use it for Apple Fitness and storage).
Annual Expenses
Renter’s Insurance: $99
Amazon: $30 (in the last year of student pricing, I split it with my parents).
The Athletic: $35.99 (also in my last year of student pricing).
